AR factoring is often chosen by businesses that face cash flow problems due to delayed payments. The ideal candidates for this type of financing are businesses that have a significant number of outstanding invoices from reliable customers. Small and medium-sized businesses, especially those in industries like staffing, wholesale, and distribution, are prime candidates. If your business needs immediate working capital to fund growth or maintain operations while waiting for customers to pay, AR factoring could be an ideal solution. This option offers fast access to funds, allowing businesses to maintain operations without the burden of debt.