Factoring Basics: How It Works and Where to Start Selling

Factoring is a simple yet powerful financial tool, but getting started requires some planning. This guide walks you through the basics of how factoring works, including submitting invoices, receiving funding, and understanding the associated costs. We also explore the best places to sell your accounts receivable, whether through specialized factoring firms or general financial institutions. Learn how to assess your needs, compare factoring companies, and find a buyer that aligns with your business goals. With these insights, you can confidently take the first steps toward successful accounts receivable factoring.

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State Financial Corporation

State Financial Corporation, located in California, provides businesses with fast, flexible accounts receivable financing. We help manufacturers, distributors, and service providers unlock capital tied up in unpaid invoices, offering asset-based lending solutions designed to improve cash flow.