Spot Factoring vs. Recourse Factoring: A Practical Comparison
9 Jan, 2025
Compare spot factoring and recourse factoring with this practical guide designed to help business owners understand their unique benefits and drawbacks. Spot factoring allows you to address immediate cash flow challenges by selling individual invoices without long-term commitments. Recourse factoring, however, offers ongoing funding at lower costs but places the risk of unpaid invoices on your business.
State Financial Corporation, located in California, provides businesses with fast, flexible accounts receivable financing. We help manufacturers, distributors, and service providers unlock capital tied up in unpaid invoices, offering asset-based lending solutions designed to improve cash flow.
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